Danmark forbedrer sin score i verdens mest omfattende analyse og sammenligning af pensionssystemer, og ligger sammen med Holland fortsat i toppen af Mercer CFA Institute Global Pension Index.
Danmark har et af verdens ældste bidragsbaserede pensionssystemer, og danskerne skylder en stor tak til arbejdsmarkedets parter og de faglige organisationer, der i sin tid fik indført arbejdsmarkedspensionerne, som i vid udstrækning danner grundlag for det danske pensionssystem.
"At det danske system tidligt gik over til bidragsbaserede pensionsordninger, hvor den enkelte bærer ansvaret for at spare op til sin egen pension, skaber en solid samfundsøkonomisk struktur for pensionssystemet. Danmark ligger i den absolutte top, hvad angår samlet pensionsformue i forhold til BNP, hvilket i høj grad skyldes etableringen af arbejdsmarkedspensionerne, og er med til at sikre at Danmark igen i år tager førstepladsen i underkategorien for Bæredygtighed i Mercer CFA Institute Global Pension Index 2020," udtaler Dorothee Gnaedinger, CEO, Mercer Danmark.
Igen i år peger undersøgelsen på tre hovedområder, hvor selv et af verdens bedste systemer kan blive bedre, og her er budskabet fortsat:
Find out which systems rank best.
Et af de primære formål med analysen er, at kunne sammenligne forskellige pensionssystemer med forskellig økonomisk, historisk og politisk baggrund. I 2020 indgår 39 lande i analysen, som med udgangspunkt i et fælles målegrundlag (over 50 indikatorer) giver mulighed for at se på styrker og svagheder af systemer med forskellig opbygning fra forskellige kulturer.
Sammenlign verdenspensionssystemer
Se nærmere på hvordan verdens pensionssystemer scorer mod hinanden med vores interaktive værktøj.
Du kan sammenligne op til fire systemer.
World’s most comprehensive comparison of pension systems.
Includes Belgium and Israel as 2020 additions.
Measures 39 retirement income systems against more than 50 indicators.
Benchmarks a country’s pension system based on 3 sub-indices:
Adequacy, Sustainability and Integrity.
Reviews global pension systems and assesses the benefits they provide, their ongoing sustainability in the context of ageing populations and the level of transparency within their operations.
| Grade | Index value | Description |
| A | >80 | A first class and robust retirement income system that delivers good benefits, is sustainable and has a high level of integrity. |
| B+ | 75~80 | A system that has a sound structure, with many good features, but has some areas for improvement that differentiates it from an A-grade system. |
| B | 65~75 | A system that has a sound structure, with many good features, but has some areas for improvement that differentiates it from an A-grade system. |
| C+ | 60~65 | A system that has some good features, but also has major risks and/or shortcomings that should be addressed. Without these improvements, its efficacy and/or long-term sustainability can questioned. |
| C | 50~60 | A system that has some good features, but also has major risks and/or shortcomings that should be addressed. Without these improvements, its efficacy and/or long-term sustainability can questioned. |
| D | 35~50 | A system that has some desirable features, but also has major weaknesses and/or omissions that need to be addressed. Without these improvements, its efficacy and sustainability are in doubt. |
| E | <35 | A poor system that may be in the early stages of development or a non-existent system. |
World’s most comprehensive comparison of pension systems.
Includes Belgium and Israel as 2020 additions.
Measures 39 retirement income systems against more than 50 indicators.
Benchmarks a country’s pension system based on 3 sub-indices:
Adequacy, Sustainability and Integrity.
Reviews global pension systems and assesses the benefits they provide, their ongoing sustainability in the context of ageing populations and the level of transparency within their operations.
| Grade | Index value | Description |
| A | >80 | A first class and robust retirement income system that delivers good benefits, is sustainable and has a high level of integrity. |
| B+ | 75~80 | A system that has a sound structure, with many good features, but has some areas for improvement that differentiates it from an A-grade system. |
| B | 65~75 | A system that has a sound structure, with many good features, but has some areas for improvement that differentiates it from an A-grade system. |
| C+ | 60~65 | A system that has some good features, but also has major risks and/or shortcomings that should be addressed. Without these improvements, its efficacy and/or long-term sustainability can questioned. |
| C | 50~60 | A system that has some good features, but also has major risks and/or shortcomings that should be addressed. Without these improvements, its efficacy and/or long-term sustainability can questioned. |
| D | 35~50 | A system that has some desirable features, but also has major weaknesses and/or omissions that need to be addressed. Without these improvements, its efficacy and sustainability are in doubt. |
| E | <35 | A poor system that may be in the early stages of development or a non-existent system. |
Omfatter godt to-trediedele af jordens befolkning.
Måler 39 pensionssystemer på mere end 50 parametre.
Anbefalinger til forbedringer for hvert system.
Verden over reagerede regeringer på COVID-19 med en række tiltag i forsøget på at støtte befolkningen. Der har også været/er en række forskellige tilgange, indført af regeringer og tilsynsmyndigheder, som bestræber sig på at reducere virkningen af COVID-19 på pensionssystemerne.
Forskellen mellem mænd og kvinders pensionsydelser stiger verden over - men der er også kommet mere fokus på udfordringen. Der er mange årsager, som bidrager til forskellen, som fx den tid mange kvinder tilbringer uden for arbejdsmarkedet i forbindelse med barsel.
I takt med at vi forventes at leve længere, stiger presset på bæredygtigheden af verdens pensionssystemer. Er der sparet nok op? Rapporten måler sandsynligheden for, at et nuværende system kan holde i fremtiden og fremhæver muligheder for at styrke effektiviteten på lang sigt.
Africa
